Friday, 27 September 2013

Creating A Easy To Use - Economical Budgeting Folder

We have all been there.

In order to pay for the things you thought you couldn't afford, like a family holiday or new furniture, you are going to need to set your household budget. 
This Budget Binder will help you establish a budget, track your spending and teach you how to find the money in your budget to pay for your family’s dreams.
The Budget Binder contains instructions on how to set up your budget, worksheets to keep your budget on track and a place to track your fund so that you will achieve your financial goals.

And lets face it, sometimes when we have a goal in mind it makes us work a lot faster to achieve it, and it is absolutely no effort at all to complete.

The quickest way to save money is to see exactly where your money id going so this will be perfect.
Play around with it, adapt the things you would like to change, and you will be set.


The Budget Binder Instruction Sheets

It is 31 pages long when printing, so make sure you have your printer ready.
These worksheets do contain colour examples and colour boxes.
If you choose not to print it in colour, make sure you reference this PDF as you use the printed worksheets to make sure that you use the colour coded boxes correctly.
If the page does not open when you click the link, you can also right click on the link and select ‘save as’ to download the document to your computer.

The Budget Binder Worksheets

These pages are designed in colour, so you will need to print them in grayscale if you do not want to use your colour ink.
I would suggest you print the Bi-Weekly Budget Worksheets in colour as they do have colour coded boxes.
  • Calendar Pages – Print multiple copies
  • Making Money Worksheet
  • Bills Worksheet
  • Bills By Due Date
  • Bi-Weekly Budget Worksheet - Print multiple copies
  • Check Register
  • Savings Account Worksheet
  • Debt Tracker
  • Weekly Allowance Worksheets
  • Envelope Labels
  • My Fund Worksheet
  • Gift Fund
  • Birthdays and Anniversaries
  • Gift Closet Inventory

Budget Binder Cover

Budget Binder Cover

Budget Binder Spine

Budget Binder Tabs

How To Organise The Binder

Once you have printed all of the pages above, make sure that you have them arranged in your binder in the following order:
Instruction Sheets (Placed in front of the tab dividers):
  1. Instruction
  2. Calendar Instructions
  3. Makin’ Money Instructions
  4. Let’s Pay Some Bills Instructions
  5. Bills By Due Date Instructions
  6. I’m Starting a Budget Instructions
  7. I’m Starting a Budget Worksheet
  8. Budget Worksheets Instructions
  9. Grocery and Dining Out Instructions
  10. Gas Allowance Instructions
  11. Entertainment Allowance Instructions
  12. Miscellaneous Allowance Instructions
  13. Tracking Your Weekly Allowance Instructions
  14. Back to the Weekly Budget Sheets Instructions
  15. Savings Worksheet Instructions
  16. Debt Tracker Instructions
  17. How to Start Couponing to Disney Instructions
  18. My Fund Worksheet Instructions
  19. Gift Fund Instructions
Tab #1 – Main Calendar
  1. Main Calendar Page x 3
Tab #2 – Main Budget
  1. Makin’ Money Worksheet
  2. Let’s Pay Some Bills Worksheet
  3. Bills By Due Date Worksheet
  4. Budget Worksheet x 6
Tab #3 – Check Register
  1. Check Register
Tab #4 – Savings Account
  1. Savings Account Breakout Worksheet
Tab #5 – Debt Tracker
  1. Debt Tracker Worksheet
Tab #6 – Weekly Allowances
  1. Weekly Allowances Worksheet
Tab #7 – My Fund
  1. My Fund Worksheet
Tab #8 – Gift Fund
  1. Gift Fund Worksheet
  2. Birthdays and Anniversaries Worksheet
  3. Gift Closet Inventory Worksheet

Here are some easy to print Grocery Lists as well, one for every food type.



Editable Sheet

One to save in excell, so you can make changes

A little copyright information:
While the ideas are mine and mine alone the budgeting journal idea came from

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