We all overlook some aspects of our household, it's inevitable.
It is never too late to make a start, my best tips to this are to follow these few things, and to do them regularly say each year, and you will be amazed at how much you can reduce your monthly expenditure, for every $5.00 you save each month , here and there adds up to $60.00 a year for each time, so its all worth it.
Power Companies
Compare
what you are paying for electricity on www.whatsmynumber.co.nz is the site in New Zealand, you may have something similar overseas.
Things you will need to have with you:
You need to have a copy
of an account so you can put in what you are presently paying, site comes up
with what other companies in your area charge for the same usage.
I made two
changes, changed companies and started turning off all appliances that we kept
on standby - computer, dishwasher, microwave, tv etc.
A sizeable drop from
prior bills, up to $60 cheaper a month - a huge difference for people
scrambling to find money for their bills.
Another good tip is to
Get your hot water cylinder turned down and it could save you 20-30 dollars per month,
Car Insurance
So many of us insure our cars at a set amount say
$20,000 but we forget to allow for depreciation, so what may have cost you
$20000 5 years previous isn't worth still paying for $20,000 insurance so change
your car insurance policy to allow for depreciation and you will save heaps of dollars, if you question your insurance company they will give you lots of advice but without the questioning the information does not come to you freely.
